小产权房558在_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>深圳，_blank class=infotextkey>get=_blank class=infotextkey>有这样_blank class=infotextkey>get=_blank class=infotextkey>一种_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产，被叫作_blank class=infotextkey>get=_blank class=infotextkey>“_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>”，它_blank class=infotextkey>get=_blank class=infotextkey>主要_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>三种类型：
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_blank class=infotextkey>get=_blank class=infotextkey>2、村_blank class=infotextkey>get=_blank class=infotextkey>集_blank class=infotextkey>get=_blank class=infotextkey>体_blank class=infotextkey>get=_blank class=infotextkey>组织在_blank class=infotextkey>get=_blank class=infotextkey>集_blank class=infotextkey>get=_blank class=infotextkey>体_blank class=infotextkey>get=_blank class=infotextkey>用_blank class=infotextkey>get=_blank class=infotextkey>地_blank class=infotextkey>get=_blank class=infotextkey>上_blank class=infotextkey>get=_blank class=infotextkey>建设的统建_blank class=infotextkey>get=_blank class=infotextkey>楼;
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因此_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>深圳_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房的_blank class=infotextkey>get=_blank class=infotextkey>建设方_blank class=infotextkey>get=_blank class=infotextkey>有个_blank class=infotextkey>get=_blank class=infotextkey>人、_blank class=infotextkey>村委、_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公司三个_blank class=infotextkey>不同的主_blank class=infotextkey>get=_blank class=infotextkey>体，松山湖，_blank class=infotextkey>不同的_blank class=infotextkey>get=_blank class=infotextkey>建设方所签订的_blank class=infotextkey>get=_blank class=infotextkey>买卖_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>合同也_blank class=infotextkey>不同。
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因为都_blank class=infotextkey>get=_blank class=infotextkey>没_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>国家颁发的_blank class=infotextkey>get=_blank class=infotextkey>产权证，_blank class=infotextkey>get=_blank class=infotextkey>再加_blank class=infotextkey>get=_blank class=infotextkey>上_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不能在_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>贷款，_blank class=infotextkey>get=_blank class=infotextkey>价格_blank class=infotextkey>get=_blank class=infotextkey>一般只_blank class=infotextkey>get=_blank class=infotextkey>有同_blank class=infotextkey>get=_blank class=infotextkey>区域_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>商品_blank class=infotextkey>get=_blank class=infotextkey>房的三分之一。
但_blank class=infotextkey>近几年_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>开发_blank class=infotextkey>get=_blank class=infotextkey>商_blank class=infotextkey>get=_blank class=infotextkey>修建的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房向_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>高层化、_blank class=infotextkey>get=_blank class=infotextkey>社区化_blank class=infotextkey>get=_blank class=infotextkey>发展，_blank class=infotextkey>get=_blank class=infotextkey>主要以.fan_blank class=infotextkey>g558.com/shajin_blank class=infotextkey>g/ tar_blank class=infotextkey>get=_blank class=infotextkey>沙井片区为典型，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房的外观与_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>商品_blank class=infotextkey>get=_blank class=infotextkey>房几无二致。
优点：
1、_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>价格低，_blank class=infotextkey>get=_blank class=infotextkey>相当于_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>商业_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房价格的1/_blank class=infotextkey>3，相同_blank class=infotextkey>get=_blank class=infotextkey>总价来说，_blank class=infotextkey>get=_blank class=infotextkey>租售比相比_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>商品_blank class=infotextkey>get=_blank class=infotextkey>房要好;
_blank class=infotextkey>get=_blank class=infotextkey>2、_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>限购，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>商品_blank class=infotextkey>get=_blank class=infotextkey>房要_blank class=infotextkey>get=_blank class=infotextkey>5年社_blank class=infotextkey>get=_blank class=infotextkey>保或者_blank class=infotextkey>get=_blank class=infotextkey>深户_blank class=infotextkey>get=_blank class=infotextkey>才能_blank class=infotextkey>get=_blank class=infotextkey>购买;
_blank class=infotextkey>3、_blank class=infotextkey>get=_blank class=infotextkey>旧_blank class=infotextkey>get=_blank class=infotextkey>改搏_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>拆迁，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>开发_blank class=infotextkey>get=_blank class=infotextkey>商同样_blank class=infotextkey>get=_blank class=infotextkey>补偿，但是要权属确认;
4、_blank class=infotextkey>get=_blank class=infotextkey>现在一_blank class=infotextkey>部分_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房还_blank class=infotextkey>get=_blank class=infotextkey>比较正规，_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>合理_blank class=infotextkey>get=_blank class=infotextkey>规划和专门_blank class=infotextkey>get=_blank class=infotextkey>物业，_blank class=infotextkey>get=_blank class=infotextkey>有些_blank class=infotextkey>get=_blank class=infotextkey>还_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>学校_blank class=infotextkey>get=_blank class=infotextkey>配套、可_blank class=infotextkey>get=_blank class=infotextkey>贷款等;
缺点：
1、_blank class=infotextkey>get=_blank class=infotextkey>没_blank class=infotextkey>get=_blank class=infotextkey>有红本_blank class=infotextkey>get=_blank class=infotextkey>产权，只_blank class=infotextkey>get=_blank class=infotextkey>有《_blank class=infotextkey>合资建_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>协议》的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>合同来约_blank class=infotextkey>定权属;
_blank class=infotextkey>get=_blank class=infotextkey>2、_blank class=infotextkey>get=_blank class=infotextkey>需要_blank class=infotextkey>get=_blank class=infotextkey>全款_blank class=infotextkey>get=_blank class=infotextkey>购买，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不能在_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>按揭_blank class=infotextkey>get=_blank class=infotextkey>贷款，所以_blank class=infotextkey>get=_blank class=infotextkey>购买_blank class=infotextkey>get=_blank class=infotextkey>需要_blank class=infotextkey>get=_blank class=infotextkey>全款，_blank class=infotextkey>部分_blank class=infotextkey>get=_blank class=infotextkey>可以做_blank class=infotextkey>get=_blank class=infotextkey>短期_blank class=infotextkey>get=_blank class=infotextkey>贷款，但是_blank class=infotextkey>get=_blank class=infotextkey>利率相_blank class=infotextkey>get=_blank class=infotextkey>比较_blank class=infotextkey>get=_blank class=infotextkey>高;
_blank class=infotextkey>3、_blank class=infotextkey>get=_blank class=infotextkey>质量_blank class=infotextkey>get=_blank class=infotextkey>监管_blank class=infotextkey>get=_blank class=infotextkey>缺位，_blank class=infotextkey>部分_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房的_blank class=infotextkey>get=_blank class=infotextkey>设计、_blank class=infotextkey>get=_blank class=infotextkey>施工_blank class=infotextkey>get=_blank class=infotextkey>质量，_blank class=infotextkey>get=_blank class=infotextkey>有可能_blank class=infotextkey>get=_blank class=infotextkey>存在_blank class=infotextkey>get=_blank class=infotextkey>安_blank class=infotextkey>get=_blank class=infotextkey>全_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>风险，建议_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>选择_blank class=infotextkey>get=_blank class=infotextkey>社区_blank class=infotextkey>get=_blank class=infotextkey>大一点，_blank class=infotextkey>get=_blank class=infotextkey>楼栋较_blank class=infotextkey>get=_blank class=infotextkey>多的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>楼盘;
4、_blank class=infotextkey>get=_blank class=infotextkey>未来套现_blank class=infotextkey>困难，_blank class=infotextkey>get=_blank class=infotextkey>升值相对较慢，且_blank class=infotextkey>get=_blank class=infotextkey>还_blank class=infotextkey>get=_blank class=infotextkey>有被_blank class=infotextkey>get=_blank class=infotextkey>拆掉血本无归的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>风险。
看_blank class=infotextkey>get=_blank class=infotextkey>起来_blank class=infotextkey>get=_blank class=infotextkey>优缺点似乎_blank class=infotextkey>不相伯仲，那_blank class=infotextkey>get=_blank class=infotextkey>到底买_blank class=infotextkey>get=_blank class=infotextkey>还是_blank class=infotextkey>不_blank class=infotextkey>买呢?_blank class=infotextkey>如果_blank class=infotextkey>get=_blank class=infotextkey>资_blank class=infotextkey>get=_blank class=infotextkey>金够的话当然_blank class=infotextkey>get=_blank class=infotextkey>还是建议买_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>商品_blank class=infotextkey>get=_blank class=infotextkey>房，但_blank class=infotextkey>如果手_blank class=infotextkey>get=_blank class=infotextkey>头的钱_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>多、_blank class=infotextkey>get=_blank class=infotextkey>又_blank class=infotextkey>想在_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>深圳_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>自己的家，_blank class=infotextkey>get=_blank class=infotextkey>注意到_blank class=infotextkey>get=_blank class=infotextkey>这些_blank class=infotextkey>get=_blank class=infotextkey>问题，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>还是_blank class=infotextkey>get=_blank class=infotextkey>值得一_blank class=infotextkey>get=_blank class=infotextkey>买的!
1、在_blank class=infotextkey>get=_blank class=infotextkey>购买_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>时，一_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>定要先确_blank class=infotextkey>定_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>开发_blank class=infotextkey>get=_blank class=infotextkey>商是否具_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋的承建资质和_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>政府_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>部门的审批_blank class=infotextkey>get=_blank class=infotextkey>手续，包括_blank class=infotextkey>get=_blank class=infotextkey>使用权证、_blank class=infotextkey>get=_blank class=infotextkey>施工_blank class=infotextkey>get=_blank class=infotextkey>许可证。_blank class=infotextkey>如果基本的文件都_blank class=infotextkey>get=_blank class=infotextkey>没_blank class=infotextkey>get=_blank class=infotextkey>有，_blank class=infotextkey>get=_blank class=infotextkey>购买这样的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>子_blank class=infotextkey>get=_blank class=infotextkey>需要_blank class=infotextkey>get=_blank class=infotextkey>注意存_blank class=infotextkey>get=_blank class=infotextkey>在的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>风险。尽量_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>选择_blank class=infotextkey>get=_blank class=infotextkey>社区_blank class=infotextkey>get=_blank class=infotextkey>大一点，_blank class=infotextkey>get=_blank class=infotextkey>楼栋_blank class=infotextkey>get=_blank class=infotextkey>多的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小区。_blank class=infotextkey>get=_blank class=infotextkey>有些_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小区_blank class=infotextkey>get=_blank class=infotextkey>建设的跟_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>商品_blank class=infotextkey>get=_blank class=infotextkey>房外观_blank class=infotextkey>get=_blank class=infotextkey>没_blank class=infotextkey>get=_blank class=infotextkey>什么_blank class=infotextkey>get=_blank class=infotextkey>区别，_blank class=infotextkey>真很难分辨。
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_blank class=infotextkey>3、看_blank class=infotextkey>get=_blank class=infotextkey>房到_blank class=infotextkey>最_blank class=infotextkey>get=_blank class=infotextkey>后的_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房，_blank class=infotextkey>get=_blank class=infotextkey>离_blank class=infotextkey>不开权属_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>合同，包括付款_blank class=infotextkey>get=_blank class=infotextkey>方式，交付_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>时间。认_blank class=infotextkey>真留意_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>合同里_blank class=infotextkey>面的条款，尤其是_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>合同_blank class=infotextkey>get=_blank class=infotextkey>中所标明的_blank class=infotextkey>get=_blank class=infotextkey>责任、_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>风险和免责条款，这都与_blank class=infotextkey>get=_blank class=infotextkey>我们_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房者自_blank class=infotextkey>get=_blank class=infotextkey>身_blank class=infotextkey>get=_blank class=infotextkey>利益息息相关。_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>最好找买过_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房的_blank class=infotextkey>get=_blank class=infotextkey>朋友参考，或者_blank class=infotextkey>熟悉的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>中介问_blank class=infotextkey>get=_blank class=infotextkey>清楚后_blank class=infotextkey>get=_blank class=infotextkey>再_blank class=infotextkey>get=_blank class=infotextkey>购买。
4、_blank class=infotextkey>get=_blank class=infotextkey>除了_blank class=infotextkey>get=_blank class=infotextkey>通过外_blank class=infotextkey>部因素去衡量_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>风险，_blank class=infotextkey>get=_blank class=infotextkey>买_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>还是要_blank class=infotextkey>get=_blank class=infotextkey>回归_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>子本_blank class=infotextkey>get=_blank class=infotextkey>身。_blank class=infotextkey>get=_blank class=infotextkey>一般先根据自_blank class=infotextkey>get=_blank class=infotextkey>身_blank class=infotextkey>get=_blank class=infotextkey>需求，.fan_blank class=infotextkey>g558.com/_blank class=infotextkey>gushu/ tar_blank class=infotextkey>get=_blank class=infotextkey>固戍，尤其是_blank class=infotextkey>get=_blank class=infotextkey>分析_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋的_blank class=infotextkey>get=_blank class=infotextkey>位置、_blank class=infotextkey>get=_blank class=infotextkey>周边_blank class=infotextkey>get=_blank class=infotextkey>配套、_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋_blank class=infotextkey>get=_blank class=infotextkey>质量等，_blank class=infotextkey>get=_blank class=infotextkey>还_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>户型的套内_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>面积_blank class=infotextkey>get=_blank class=infotextkey>有些也_blank class=infotextkey>get=_blank class=infotextkey>有水份，因为_blank class=infotextkey>get=_blank class=infotextkey>监管缺失_blank class=infotextkey>get=_blank class=infotextkey>问题，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>最好实际测量。
问：_blank class=infotextkey>get=_blank class=infotextkey>国家_blank class=infotextkey>get=_blank class=infotextkey>规_blank class=infotextkey>定买_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>需要_blank class=infotextkey>get=_blank class=infotextkey>什么证件，_blank class=infotextkey>get=_blank class=infotextkey>怎么_blank class=infotextkey>办理?
答：_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>贷款的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>流程：
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确认_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>开发_blank class=infotextkey>get=_blank class=infotextkey>商_blank class=infotextkey>get=_blank class=infotextkey>建设的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产是否_blank class=infotextkey>获得_blank class=infotextkey>get=_blank class=infotextkey>银行的_blank class=infotextkey>get=_blank class=infotextkey>支持，以_blank class=infotextkey>get=_blank class=infotextkey>保证_blank class=infotextkey>get=_blank class=infotextkey>按揭_blank class=infotextkey>get=_blank class=infotextkey>贷款的_blank class=infotextkey>get=_blank class=infotextkey>顺利取得;
_blank class=infotextkey>办理_blank class=infotextkey>get=_blank class=infotextkey>按揭_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>申请;
签订_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>合同。经_blank class=infotextkey>get=_blank class=infotextkey>审查确认_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房者符_blank class=infotextkey>合_blank class=infotextkey>get=_blank class=infotextkey>按揭_blank class=infotextkey>get=_blank class=infotextkey>贷款的_blank class=infotextkey>get=_blank class=infotextkey>条件后，发给_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房者_blank class=infotextkey>get=_blank class=infotextkey>同意_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>通知或_blank class=infotextkey>get=_blank class=infotextkey>按揭_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>承诺书;
_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房者即可与_blank class=infotextkey>get=_blank class=infotextkey>发展_blank class=infotextkey>get=_blank class=infotextkey>商或其_blank class=infotextkey>get=_blank class=infotextkey>代理_blank class=infotextkey>get=_blank class=infotextkey>商签订《_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>预售、_blank class=infotextkey>get=_blank class=infotextkey>销售_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>合同》;
签订_blank class=infotextkey>get=_blank class=infotextkey>楼宇_blank class=infotextkey>get=_blank class=infotextkey>按揭_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>合同。_blank class=infotextkey>get=_blank class=infotextkey>明确_blank class=infotextkey>get=_blank class=infotextkey>按揭_blank class=infotextkey>get=_blank class=infotextkey>贷款数额、年期、_blank class=infotextkey>get=_blank class=infotextkey>利率、还款_blank class=infotextkey>get=_blank class=infotextkey>方式_blank class=infotextkey>get=_blank class=infotextkey>及其他_blank class=infotextkey>get=_blank class=infotextkey>权利义务;
_blank class=infotextkey>办理抵押_blank class=infotextkey>get=_blank class=infotextkey>登记、_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>保险。在通_blank class=infotextkey>get=_blank class=infotextkey>常_blank class=infotextkey>get=_blank class=infotextkey>情况_blank class=infotextkey>get=_blank class=infotextkey>下，_blank class=infotextkey>get=_blank class=infotextkey>由于_blank class=infotextkey>get=_blank class=infotextkey>按揭_blank class=infotextkey>get=_blank class=infotextkey>贷款期间相对较长，_blank class=infotextkey>get=_blank class=infotextkey>银行为防范_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>风险，_blank class=infotextkey>get=_blank class=infotextkey>要求_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房者_blank class=infotextkey>get=_blank class=infotextkey>申请_blank class=infotextkey>get=_blank class=infotextkey>人寿、财产_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>保险;
开立专门还款账户;
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借款_blank class=infotextkey>get=_blank class=infotextkey>人按_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>合同_blank class=infotextkey>get=_blank class=infotextkey>规_blank class=infotextkey>定_blank class=infotextkey>定期还款。
_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>贷款的_blank class=infotextkey>get=_blank class=infotextkey>资料：
借款_blank class=infotextkey>get=_blank class=infotextkey>人和配偶的_blank class=infotextkey>get=_blank class=infotextkey>身份证_blank class=infotextkey>原件及复印件;
借款_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>get=_blank class=infotextkey>夫妻_blank class=infotextkey>get=_blank class=infotextkey>双方_blank class=infotextkey>get=_blank class=infotextkey>户口本_blank class=infotextkey>原件及复印件;
婚姻状况_blank class=infotextkey>get=_blank class=infotextkey>证明;
_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>协议书正本;
_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房价_blank class=infotextkey>30%或以_blank class=infotextkey>get=_blank class=infotextkey>上预付款_blank class=infotextkey>收据_blank class=infotextkey>原件及复印件;
_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>收入_blank class=infotextkey>get=_blank class=infotextkey>证明;
_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>流水;
学历_blank class=infotextkey>get=_blank class=infotextkey>证明;
_blank class=infotextkey>get=_blank class=infotextkey>银行存_blank class=infotextkey>单;
_blank class=infotextkey>get=_blank class=infotextkey>其他财力_blank class=infotextkey>get=_blank class=infotextkey>证明;
_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>开发_blank class=infotextkey>get=_blank class=infotextkey>商的_blank class=infotextkey>收款帐号;
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问：_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>如何_blank class=infotextkey>get=_blank class=infotextkey>过户?
答：首先_blank class=infotextkey>get=_blank class=infotextkey>需要确_blank class=infotextkey>定您所_blank class=infotextkey>说的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房的性质。_blank class=infotextkey>get=_blank class=infotextkey>目前，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房的_blank class=infotextkey>get=_blank class=infotextkey>概念并_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>统一，_blank class=infotextkey>get=_blank class=infotextkey>有的是_blank class=infotextkey>get=_blank class=infotextkey>购买在_blank class=infotextkey>get=_blank class=infotextkey>集_blank class=infotextkey>get=_blank class=infotextkey>体_blank class=infotextkey>get=_blank class=infotextkey>土_blank class=infotextkey>get=_blank class=infotextkey>地_blank class=infotextkey>get=_blank class=infotextkey>上所见的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋;_blank class=infotextkey>get=_blank class=infotextkey>有的是在_blank class=infotextkey>单位划拨_blank class=infotextkey>get=_blank class=infotextkey>土_blank class=infotextkey>get=_blank class=infotextkey>地_blank class=infotextkey>get=_blank class=infotextkey>上_blank class=infotextkey>get=_blank class=infotextkey>所建的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋。该两者的虽都_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>可以_blank class=infotextkey>get=_blank class=infotextkey>转让，但仍_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>区别。
1、_blank class=infotextkey>get=_blank class=infotextkey>集_blank class=infotextkey>get=_blank class=infotextkey>体_blank class=infotextkey>get=_blank class=infotextkey>土_blank class=infotextkey>get=_blank class=infotextkey>地_blank class=infotextkey>get=_blank class=infotextkey>上_blank class=infotextkey>get=_blank class=infotextkey>所建的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房，因为《_blank class=infotextkey>get=_blank class=infotextkey>土_blank class=infotextkey>get=_blank class=infotextkey>地法》等相关_blank class=infotextkey>get=_blank class=infotextkey>规_blank class=infotextkey>定_blank class=infotextkey>get=_blank class=infotextkey>明确_blank class=infotextkey>get=_blank class=infotextkey>规_blank class=infotextkey>定，_blank class=infotextkey>get=_blank class=infotextkey>集_blank class=infotextkey>get=_blank class=infotextkey>体_blank class=infotextkey>get=_blank class=infotextkey>土_blank class=infotextkey>get=_blank class=infotextkey>地的宅基只能用于本_blank class=infotextkey>get=_blank class=infotextkey>集_blank class=infotextkey>get=_blank class=infotextkey>体_blank class=infotextkey>get=_blank class=infotextkey>经_blank class=infotextkey>济_blank class=infotextkey>get=_blank class=infotextkey>组织_blank class=infotextkey>get=_blank class=infotextkey>成员，所以，_blank class=infotextkey>如果您_blank class=infotextkey>_blank class=infotextkey>不是该_blank class=infotextkey>get=_blank class=infotextkey>集_blank class=infotextkey>get=_blank class=infotextkey>体_blank class=infotextkey>get=_blank class=infotextkey>组织_blank class=infotextkey>get=_blank class=infotextkey>成员的话，_blank class=infotextkey>get=_blank class=infotextkey>购买该类型的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋是_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不_blank class=infotextkey>合法的，将来_blank class=infotextkey>get=_blank class=infotextkey>发生_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>拆迁_blank class=infotextkey>get=_blank class=infotextkey>补偿的话，您的权益_blank class=infotextkey>get=_blank class=infotextkey>无法_blank class=infotextkey>get=_blank class=infotextkey>得到_blank class=infotextkey>get=_blank class=infotextkey>保护。
_blank class=infotextkey>get=_blank class=infotextkey>2、划拨_blank class=infotextkey>get=_blank class=infotextkey>土_blank class=infotextkey>get=_blank class=infotextkey>地的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋。_blank class=infotextkey>get=_blank class=infotextkey>一般是前些年_blank class=infotextkey>单位集资建_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产_blank class=infotextkey>get=_blank class=infotextkey>生的产物，该类型_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋_blank class=infotextkey>get=_blank class=infotextkey>由于_blank class=infotextkey>get=_blank class=infotextkey>土_blank class=infotextkey>get=_blank class=infotextkey>地是无偿_blank class=infotextkey>get=_blank class=infotextkey>使用的，未向_blank class=infotextkey>get=_blank class=infotextkey>国家缴纳_blank class=infotextkey>get=_blank class=infotextkey>土_blank class=infotextkey>get=_blank class=infotextkey>地出让_blank class=infotextkey>get=_blank class=infotextkey>金，所以_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>具备_blank class=infotextkey>get=_blank class=infotextkey>转让_blank class=infotextkey>get=_blank class=infotextkey>条件，但在根据_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>政府的_blank class=infotextkey>get=_blank class=infotextkey>规划，缴纳_blank class=infotextkey>get=_blank class=infotextkey>土_blank class=infotextkey>get=_blank class=infotextkey>地出让_blank class=infotextkey>get=_blank class=infotextkey>金后，是_blank class=infotextkey>get=_blank class=infotextkey>可以_blank class=infotextkey>办理_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>证明的，所以，这一类的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>风险更_blank class=infotextkey>get=_blank class=infotextkey>小。
