房产抵押基础

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　　二押_blank class=infotextkey>get=_blank class=infotextkey>需要_blank class=infotextkey>get=_blank class=infotextkey>提供，一押的借款_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>合同和抵押_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>合同。

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　　_blank class=infotextkey>get=_blank class=infotextkey>步骤

　　1、_blank class=infotextkey>收集所要_blank class=infotextkey>get=_blank class=infotextkey>提供的所_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>材料，尽量_blank class=infotextkey>get=_blank class=infotextkey>全_blank class=infotextkey>部_blank class=infotextkey>get=_blank class=infotextkey>提供_blank class=infotextkey>原件和备份复印件

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　　_blank class=infotextkey>3、_blank class=infotextkey>get=_blank class=infotextkey>一般_blank class=infotextkey>第二天出批复结果。

　　4、_blank class=infotextkey>get=_blank class=infotextkey>签约。

　　5、去_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产局设押。

　　6、设押后_blank class=infotextkey>最快当天放款，也_blank class=infotextkey>get=_blank class=infotextkey>有T+1或T+_blank class=infotextkey>get=_blank class=infotextkey>2

　　7、总_blank class=infotextkey>共_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>时间_blank class=infotextkey>最快的三天(_blank class=infotextkey>get=_blank class=infotextkey>资料齐_blank class=infotextkey>get=_blank class=infotextkey>全)

　　8、_blank class=infotextkey>get=_blank class=infotextkey>常规_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>时间是57_blank class=infotextkey>get=_blank class=infotextkey>工作日

　　9、_blank class=infotextkey>部分_blank class=infotextkey>get=_blank class=infotextkey>需要7_blank class=infotextkey>get=_blank class=infotextkey>10个_blank class=infotextkey>get=_blank class=infotextkey>工作日

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　　_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋抵押的_blank class=infotextkey>渠道种类

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　　民间_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>金融机构，即_blank class=infotextkey>get=_blank class=infotextkey>小贷_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公司、典当行、担_blank class=infotextkey>get=_blank class=infotextkey>保_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公司、_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>平台、_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>金融_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公司、线_blank class=infotextkey>get=_blank class=infotextkey>上P_blank class=infotextkey>get=_blank class=infotextkey>2P，审批的_blank class=infotextkey>get=_blank class=infotextkey>客户_blank class=infotextkey>get=_blank class=infotextkey>要求比_blank class=infotextkey>get=_blank class=infotextkey>银行要低，速度快，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>恒_blank class=infotextkey>get=_blank class=infotextkey>大_blank class=infotextkey>get=_blank class=infotextkey>上寮_blank class=infotextkey>get=_blank class=infotextkey>旧_blank class=infotextkey>get=_blank class=infotextkey>改_blank class=infotextkey>get=_blank class=infotextkey>规划图，但_blank class=infotextkey>get=_blank class=infotextkey>利率处于_blank class=infotextkey>get=_blank class=infotextkey>中位。

　　个_blank class=infotextkey>get=_blank class=infotextkey>人放款，个_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>get=_blank class=infotextkey>资_blank class=infotextkey>get=_blank class=infotextkey>金和_blank class=infotextkey>get=_blank class=infotextkey>投资方_blank class=infotextkey>get=_blank class=infotextkey>提供_blank class=infotextkey>get=_blank class=infotextkey>资_blank class=infotextkey>get=_blank class=infotextkey>金，_blank class=infotextkey>get=_blank class=infotextkey>大朗，当天设押当天放款，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>时效性_blank class=infotextkey>最强，但利息_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>最_blank class=infotextkey>get=_blank class=infotextkey>高。

　　设押成数

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　　工业厂_blank class=infotextkey>get=_blank class=infotextkey>房的抵押率_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>最_blank class=infotextkey>get=_blank class=infotextkey>高可达 _blank class=infotextkey>get=_blank class=infotextkey>50%;

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　　年_blank class=infotextkey>get=_blank class=infotextkey>限_blank class=infotextkey>get=_blank class=infotextkey>要求

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　　_blank class=infotextkey>get=_blank class=infotextkey>房龄+_blank class=infotextkey>get=_blank class=infotextkey>贷款年_blank class=infotextkey>get=_blank class=infotextkey>限≤50_blank class=infotextkey>get=_blank class=infotextkey>一般_blank class=infotextkey>get=_blank class=infotextkey>“_blank class=infotextkey>get=_blank class=infotextkey>房龄+借款_blank class=infotextkey>get=_blank class=infotextkey>人年龄_blank class=infotextkey>get=_blank class=infotextkey>”_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>男性_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>超过6_blank class=infotextkey>5岁，_blank class=infotextkey>女性_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>超过_blank class=infotextkey>get=_blank class=infotextkey>60岁。

　　_blank class=infotextkey>get=_blank class=infotextkey>多数_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>要求借款_blank class=infotextkey>get=_blank class=infotextkey>人年龄在_blank class=infotextkey>get=_blank class=infotextkey>60以_blank class=infotextkey>get=_blank class=infotextkey>下，抵押_blank class=infotextkey>get=_blank class=infotextkey>人年龄_blank class=infotextkey>最长6_blank class=infotextkey>5岁，_blank class=infotextkey>get=_blank class=infotextkey>超过_blank class=infotextkey>get=_blank class=infotextkey>这个年龄_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>就_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>再受理了。